Here’s How We Save a Ton of Money on Car Insurance
The single most critical factor in getting
a cheaper car insurance rate is shopping around for as many
quotes as you can. Why? Because different insurance companies
charge different rates for the same coverage. In addition,
insurance companies' competitiveness differs tremendously by
customer location.
You need to compare rates. Only by
obtaining several quotes, that are specific to your situation
and location, you will be really able to discover the cheapest
rate that is available to you. Now, usually shopping around for
quotes can be a tedious and time consuming task, but we will
make it here much easier for you. Right now there is probably a
company that offers a better rate than what you are currently
paying. But how can you find it?
Here is our little trick. To discover the cheapest car insurance rate that is available to us, we use this free service: (toll-free) at (855) 981-7528. They perform the tedious task of shopping around, and present you with the cheapest auto insurance provider for your location. We call this service every year before our car insurance expires. It allows us to discover whether there is a cheaper car insurance rate than ours, and has saved us lots of money over the years.
Alternavely, use this other free service to get several quotes from the providers in your local area that offer the best rates. Simply enter in your zip code and compare rates to find the cheapest one.
Here’s the free service we use to discover the cheapest car insurance rate that is available to us: (toll-free) at (855) 981-7528.
Cheapest Auto Insurance for Low Mileage Seniors
Can you think you've got the best auto
insurance policy simply because you are with a"big name"
company?
News flash, you're probably getting less
coverage than you think.
But first let's talk about
injury statistics in the U.S....
The Facts:
There are about 3 million car-related injuries a year
•
two million permanent injuries
• 40,000 deaths in the
U.S. each year
About 40% of car crash fatalities are
related to drinking and driving.
• 30% to speeding
•
33% from a car going off the street
Car accidents
are now the number one killer of people ages 1 to 37.
Approximately 1 in 30 young motorists will be injured in an
accident each year.
Young drivers are four times more
likely to die in car accidents.
• even more prone to rate
• drive recklessly
• not wear their seat belts
•
and drink and drive
There are Approximately 6.4
million accidents each year
Approximately 40,000
people die in automobile accidents every year.
You
might inquire what are the chances of me getting into an
accident?
There were 48,366 Transportation accidents in
2002.
• One year odds of You becoming in a accident are 1
in 5,953.
• Lifetime chances of You getting in an
accident are 1 in 77. Are you the 1 at 77 to get into an
accident this past year?
Did you know?
Midnight to
3 a.m. on Saturdays and Sundays proved to be the deadliest
3-hour periods throughout 2003?
In 2004 there was a
total of 38,253 Fatal Crashes.
• Over 26,756 Driver wreck
victims
• 10,304 Passenger Attorney
• 4,641
Pedestrian Victims
• 725 Pedacyclist Attorney
Let
us proceed to Insurance Coverage.
Here are the 7
things your car insurance company should give you but does
not!
1. Complete replacement price paid for the new
car is totaled at the first year at no additional cost.
2. Towing and roadside assistance included with your
coverage at no additional charge and no reimbursement
required.
3. Bilingual insurance representatives
available 24 hours a day 7 days a week to offer coverage
service or take claim reports.
4. Extension of your
policy coverage and limits when driving in Mexico within 100
miles of this U.S. Border.
5. Discounted rates for
qualified members of certain occupational groups.
6.
Temporary coverage for pupil kids home on holidays at no
additional charge.
7. Waiver of collision
deductibles if the two parties involved in a collision are
clients of the same firm.
Want to check you're auto
insurance rate policy plan? Visit this respectable provider
now.
If you reside in Washington State you've likely
heard of this 25/50/10 coverage. That is reflective of the
minimum amount of
liability coverage you're mandated to
possess under state law. Most individuals see the importance
of having more but it comes at
a cost. Finding the best
insurance at the lowest cost possible is the primary aim of
any driver.
A few tips that may prove profitable when
it comes to comparing insurance policies are:
•If a
company provides you a quote that is well below any else, do
some research. It is important to check to ensure that the
agent and also the car insurance company are licensed to do
business in the State of Washington. You do not wish to get
involved
with an organization that is working
illegitimately.
•Stick to your guns when asking for
quotes. Many brokers are very persuasive and will try and
convince you that you want
additional coverage. Request a
quote for a specific quantity of coverage from each broker
and don't be swayed.
•Ask concerning the accident
procedure. Some insurance companies that offer low prices
don't offer the essential support needed
after an crash.
This may be a highly traumatic period for the policy holder,
which means you'll want an agent who'll be there for
you.
•Inquire about getting your policy renewed annual as
opposed to each six months. This helps by locking in a lower
speed for a
longer time period.
Even though price
is almost always the main point, the support provided comes
a close second when it comes to automobile
insurance.
When asking for quotes take note of how the agent pays
attention to your queries and requests. This can often be a
good
indicator of the sort of service you'll get in the
future.
Cheapest Auto Insurance for Low Mileage Seniors
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